Treasury and the DGT modify their collaboration agreement to expand information exchange on vehicles and owners. The official objective is to detect tax fraud and transport fraud by cross-referencing databases.

Your Traffic data (license plates, vehicle ownership, fines) can be more easily consulted by Treasury to verify if you correctly declare your assets. The BOE does not detail what specific information is exchanged, what limits exist, or how it affects your privacy.

The Labor Inspection will be able to consult the INE municipal registry database through a web system called SECOPA. The objective is to verify information about workers and companies in its labor investigations.

Data from your municipal registration (address, cohabitants) can be cross-checked with labor information to detect fraud. The BOE does not specify what privacy safeguards exist or what limits apply to that access.

The Ministry approves changes to the contract models that Santander Consumer Finance uses for vehicle loans (leasing and credit). Annexes on payments, interest, and personal data are modified.

If you finance a car with Santander after this date, you will sign new terms on how they calculate interest, payment periods, and use of your data. The BOE does not publish the complete text of the changes, only authorizes the entity.