The Tax Agency and the Labor Inspection renew their agreement to share information and coordinate actions against tax fraud and Social Security fraud. From now on, both agencies will work together sharing data on companies and workers.

Greater coordinated surveillance: if you work without a contract, declare false income or your company defrauds the Treasury or Social Security, both agencies will share information about you. It makes it harder to evade controls because Inspection and Treasury collaborate in real time.

The Government sets the legal interest rate for late payments that applies when a company does not pay on time. This percentage is calculated automatically every six months based on European Central Bank rates.

If you are owed money for work, services or sales, you can charge 10.40% annual interest on late payment if the client does not pay within the established deadline. It is a mechanism to compensate for payment delays.

The Bank of Spain publishes the reference rates used to calculate interest on mortgages and loans. These figures determine how much extra you will pay each month on your variable-rate mortgage.

If your mortgage is linked to the Euribor, your monthly payment will go up or down according to these rates. In June 2026 the 3-month Euribor is at 2.339%, which directly affects your monthly payment if your mortgage is being reviewed now.